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Home > Resources > NHC FCU Merger

Welcome North Hawaii Community Federal Credit Union!

HFS would like to extend its warmest aloha to our new members!
As of October 1, 2015, North Hawai‘i Community Federal Credit Union joins our HFS ‘ohana through a formal merger. As of May 2, 2016, the operations of both credit unions are fully combined so that original members of both credit unions can enjoy outstanding personal service at each of our seven offices throughout Hawai‘i Island. We're delighted that this jewel of Honoka‘a and its surrounding communities has become part of our ‘ohana.

Please use this page as a reference during our time of transitioning your NHC FCU account over to HFS FCU.  Here you will find important dates to remember as well as electronic copies of important notices. Should you have any questions, please feel free to contact HFS FCU directly at (808) 930-1400. Mahalo!

Important Dates

All Members Date
Official HFS FCU and NHC FCU Merger 10/1/2015
New loan requests submitted to HFS FCU 10/1/2015
Last day to use NHC FCU Virtual Branch and Audio Response 4/28/2016
NHC FCU member data will be merging to HFS FCU from 4/30/2016 - 5/1/2016. Please conduct all financial transactions utilizing your NHC FCU account, including in-branch and debit card transactions, before 5:00 pm HST on Aprill 29, 2016.

Note: Your NHC FCU credit card and checks will continue to work with no interruptions during the conversion.
4/29/2016 5:00 pm HST
Merger completed. Members may conduct business at all seven HFS FCU branch locations. 5/2/2016
Enroll in HFS Online Banking and e-statements at Also, download our mobile app! 5/2/2016
Begin utilizing the HFS FCU Call Center for account inquiries by calling (808) 930-1400. 5/2/2016


Members with Debit Cards Date
All NHC FCU debit cardholders will receive a new HFS FCU debit card. 4/15/2016
NHC FCU debit cards become inactive. 5/2/2016 12:00 am HST
Activate new HFS FCU Debit MasterCard® 5/2/2016 12:00 am HST


Members with Checks Date
Order new HFS Volcano checks. Free if ordered through our Call Center or any HFS FCU office before May 2017. 5/2/2016


Members with Credit Cards Date
Last day to submit credit card payments through Virtual Branch. 4/28/2016
Last day to earn ScoreCard® Rewards points. 6/30/2016
Last day to redeem ScoreCard® Rewards points. 8/31/2016
Credit card conversion to HFS Visa® Credit Card
(Important information will be sent at least 60 days prior to this date.)

Important Communications & Documents

© 2017 HFS Federal Credit Union
National Credit Union AdministrationEqual Housing Lender

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We do business in accordance with the Federal Fair Housing Law.