A debit MasterCard is a convenient, safe and easy way to pay for purchases and obtain cash at automated teller machines (ATMs). It combines the convenience and acceptance of cash, the safety and economy of credit union share draft checking, and the speed of an ATM card.

A debit card actually works like a share-draft check, giving you access to the funds in your HFS Federal Credit Union share-draft checking account.

What are the Debit Card's Advantages?

It's safer than carrying cash, and more convenient and faster than writing a check. In addition, the Debit MasterCard has widespread acceptance anywhere in the world where MasterCard® is honored and ATM machines.

How Does a Debit Card Work?

No need to carry or write a share draft check, or use cash, simply hand the merchant your Debit MasterCard. Sign a receipt for your purchase and keep a copy, just as you would if you were making a credit card purchase. Your purchase amount will automatically be deducted from your HFS Federal Credit Union share-draft checking account. Allowing you to access your funds already in your share draft - checking account. No interest or finance charges as long as there is enough money in your account. Your monthly HFS Federal Credit Union statement will show all of your Debit MasterCard transactions and it should match your purchase receipt.

It's safer than carrying cash, and more convenient and faster than writing a check. In addition, the Debit MasterCard has widespread acceptance anywhere in the world where MasterCard® is honored.

How to Apply for a Debit Card

To apply for a Debit MasterCard, simply stop by or call any of our offices for more information.

Lost or Stolen Debit MasterCards

To report a lost of stolen Debit MasterCard, please see the Lost or Stolen Card page for more information.

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This Credit Union is federally insured
by the National Credit Union Administration