New and Used Auto
Are you in the market for an automobile, van, truck, or motorcycle?
HFS Federal Credit Union offers competitive vehicle financing and resources to
help you make an informed car buying decision.
- Wide selection of rates and terms.
- Pre-approval: Increase you bargaining power.
- Try our easy online vehicle loan application and save time!
- May be repaid at any time without penalty.
Recently financed your vehicle with another financial institution?
Consider refinancing with HFS Federal Credit Union. You may qualify for a
lower interest rate and be able to reduce your monthly payments.
New Vehicle Loans - The credit union offers fixed-rate financing for new vehicles and can finance up to 115% of the Manufacturer's Suggested Retail Price (MSRP).
- New vehicles must be current or prior year model - not previously titled.
- Must have 10,000 miles or fewer.
- Loan terms up to 84 Months (7 years).
Used Vehicle Loans - The credit union offers fixed-rate financing for used vehicles and can finance up to 115% of the Kelly Blue Book Retail Value (KBB Retail).
- Vehicles with up to 80,000 miles qualify for used vehicle rates.
- Loan terms up to 72 months (6 years).
HFS Federal Credit Union also offers loans for vehicles with over 80,000 miles. These loans are considered personal loans secured by a vehicle. Please refer to the personal loan rates and terms.
You can apply for a vehicle loan at any of HFS Federal Credit Union's six branches or online through our secure website.
For more information, please see the loan rate page.
Your qualification for various loans will be based on your ability to repay the loan, your credit worthiness and if required, a form of security collateral. The Board of Directors reserve the right to change our loans offers every so often. Remember that the information provided in these web pages are not to be regarded as a legal contract.
Return to the Loans page.
