Maintaining a monthly budget is an important financial tool that many individuals tend to overlook. Simply log your income and expenses for a one month period and see where you stand. Not sure what your expenses are or where you are spending your money? Save all receipts for a one month period and total them into similar categories. Using the HFS FCU Budget Sheet can help you get a clear picture of your current financial situation and the changes you may wish to make to improve your spending & saving habits.
To get started, simply click on the links below and when completed, save or print your budget for your records.