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Home > Savings & Checking > Certificates



HFS Federal Credit Union Share Certificates of Deposit provide you with a safe and secure way to save your money and watch it grow. Select from a variety of certificates with terms ranging from 6 months to 5 years – all at competitive interest rates. Our certificates include features such as:

  • Fixed Annual Percentage Yield (APY)
  • Minimum deposit of $2,500.00
  • Dividends deposited monthly into your designated savings or checking account

To open a certificate or for more information visit any of our six convenient branch locations. You may have the funds transferred from your share account or bring cash, check, or money order for your opening deposit.

Get our current Certificate rates here.


*Funds can be withdrawn from a certificate at any time however there is an early withdrawal penalty based on the term of the account (see below).

Term Penalty
Terms of 12 months or less 30 days' dividends
Terms of longer than 12 months 90 days' dividends



© 2017 HFS Federal Credit Union
National Credit Union AdministrationEqual Housing Lender

Federally insured by NCUA.
We do business in accordance with the Federal Fair Housing Law.