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Home > Loans & Mortgages > Green Loans

Green Loans


With a green loan from HFS FCU not only are you choosing to be more environmentally friendly but you may also save money on your monthly energy costs. In addition, you may qualify for State and Federal tax credits which can reduce your total out of pocket expense1

Solar Water Heating Loans

Looking to save up to 40% on your monthly electric bill? If so an HFS Solar Water Heating Loan may be right for you. In partnership with Hawaii Energy, HFS now offers special financing for the purchase and installation of a solar water heating system. With a solar water heating loan from HFS FCU you will enjoy features such as:

  • 0% APR*
  • Terms up to 60 months
  • Borrow from $5,000 - $10,000
  • No closing costs
  • No down payment
  • No prepayment penalty
  • Get started by contacting an approved contractor today
  • May qualify for State and Federal tax credits1

For more information on a Solar Water Heating Loan from HFS FCU, read our Green Loans - FAQ, stop by any HFS FCU branch, or call us at (808) 930-1400 or toll free at (800) 216-2666.


Hawaii Energy is a ratepayer-funded conservation and efficiency program administered by SAIC under contract with the Hawaii Public Utilities Commission, serving the islands of Hawaii, Lanai, Maui, Molokai and Oahu.

*APR = Annual Percentage Rate. 0.00% APR is effective 05/01/2013 and applies to personal loans for the purchase and installation of a solar water heating system from an approved contractor participating in Hawaii Energy’s Solar Water Heating Loan Interest Buy-Down Program. $5,000 minimum, $10,000 maximum loan amount with terms up to five years. Estimated monthly payment for $7,000 at 0.00% APR for 60 months will be $116.67. All loans subject to HFS Federal Credit Union loan policies and subject to credit approval. Refinances of existing HFS Federal Credit Union loans do not qualify for this offer. Consult with your tax advisor on federal and state tax credits. Offered in conjunction with Hawaii Energy, not related to HFS Federal Credit Union. Loan program is subject to change and may end at any time.

(1) Consult with your tax advisor on federal and state tax credits

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