This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Online Banking Sign Up Now!
HFS FCU E-Statements
Home > Loans & Mortgages > Home Equity

Home Equity

Being a homeowner has never been better! Now you can use the equity in your home for a variety of things ranging from home improvements to consolidating bills, college tuition, vacation money and more. HFS FCU continues to offer one of the best Home Equity programs around with features such as:

  • Low Introductory rate for the first 12 months
  • Borrow up to 100% of the appraised value less the first mortgage balance
  • Credit Union pays up to $1,500 in closing costs on approved lines1
  • No annual fee
  • Five (5) year draw period, payments amortized over 20 years
  • Maximum credit line up to $300,0002

1 Lines must remain open for a minimum of 3 years.
2 Maximum credit line of $300,000 for loans up 80% LTV. Maximum credit line of $100,000 for loans greater than 80% LTV up to 100% LTV.

For complete disclosures on our Home Equity product, click here. For more information, please contact the credit union at (808) 930-1400.



© 2017 HFS Federal Credit Union
National Credit Union AdministrationEqual Housing Lender

Federally insured by NCUA.
We do business in accordance with the Federal Fair Housing Law.