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Home > Loans & Mortgages > Real Estate > Second Mortgage

Second Mortgage


HFS Federal Credit Union offers members competitive pricing on fixed rate second mortgages. With a second mortgage from HFS FCU you will have access to valuable features such as:

  • Competitive fixed interest rates
  • Terms up to 15 years
  • Local servicing – we keep and service all mortgage loans at HFS FCU which means making payments or asking questions is as easy as visiting any HFS FCU branch.
  • Borrow up to 80% of the appraised value of the home less the first mortgage balance
  • Low closing costs
  • No prepayment penalties

For more information on a second mortgage from HFS FCU please contact the credit union at (808) 930-1400.

Apply today! Pick up a Real Estate Loan Application at any HFS FCU branch location.

SAFE Act Information

On July 28, 2010 the Nation Credit Union Association (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLOs to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Upon completing this registration, each MLO is provided with a Unique Identifier number from the NMLS. An MLO must provide this Unique Identifier number to each mortgage loan applicant upon request and prior to the employee acting as an MLO.

Click here for a listing of our Mortgage Loan Originators.
Please visit the NMLS registry website for more information.

© 2017 HFS Federal Credit Union
National Credit Union AdministrationEqual Housing Lender

Federally insured by NCUA.
We do business in accordance with the Federal Fair Housing Law.