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Home > Loans & Mortgages > New & Used Auto


New & Used Auto

 

At HFS FCU we offer members great rates and flexible repayment terms on both new and used vehicles. Get pre-approved today and know what you can afford before you start shopping. Simply fill out our online loan application and receive a preliminary approval within 24 hours. In addition, you will receive a .25% discount off your interest rate just for applying online.



New Vehicle Loans

HFS FCU offers fixed-rate financing for new vehicles and can finance up to 115% of the Manufacturer's Suggested Retail Price (MSRP). Additional features include:

  • Competitive interest rates
  • Up to a 0.75% interest rate reduction when you:
  • New vehicles must be current or prior year model - not previously titled
  • Must have 10,000 miles or fewer
  • Loan terms up to 84 Months (7 years)
  • No prepayment penalty
  • GAP Insurance now available for only $295

            Apply for a HFS FCU Loan



Used Vehicle Loans

HFS FCU offers fixed-rate financing for used vehicles and can finance up to 115% of the Kelley Blue Book Retail Value. Additional features include:

  • Competitive interest rates
  • Up to a 0.75% interest rate reduction when you:
  • No maximum mileage restrictions
  • Loan terms up to 72 months (6 years)
  • No prepayment penalty
  • GAP Insurance now available for only $295

           Apply for a HFS FCU loan



 

 
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National Credit Union AdministrationEqual Housing Lender

Federally insured by NCUA.
We do business in accordance with the Federal Fair Housing Law.