For many local families home ownership is a lifelong goal and HFS Federal Credit Union can help to make this possible. With a variety of real estate products ranging from first and second mortgages to construction loans, HFS FCU is sure to have the right loan for you that will fit your budget. Whether you’re looking to build, buy, or refinance, trust HFS FCU to offer you competitive interest rates and quick approvals on all real estate products.
- First Mortgage
Looking to buy your first home or interested in refinancing your current mortgage? If so a first mortgage from HFS FCU may be right for you.
- Second Mortgage
HFS offers fixed rate second mortgages with terms up to 15 years.
- Vacant Land
With a Vacant Land loan from HFS FCU you can now finance that perfect property for your future dream home.
Ready to take the next step and start the construction of a home you can call your own. Choose to borrow money only for the construction phase or apply for a Construction to Permanent Loan and enjoy a construction loan that automatically rolls into a 15 or 30 year mortgage of your choosing.
With an Investor Mortgage from HFS FCU you now have the option to purchase that second home, rental property or vacation home.
Get our current Real Estate rates here.
SAFE Act Information
On July 28, 2010 the Nation Credit Union Association (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLOs to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Upon completing this registration, each MLO is provided with a Unique Identifier number from the NMLS. An MLO must provide this Unique Identifier number to each mortgage loan applicant upon request and prior to the employee acting as an MLO.
Click here for a listing of our Mortgage Loan Originators.
Please visit the NMLS registry website for more information.