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Home > Loans & Mortgages > Student Loans

Student Loans


As the cost of education continues to rise are you finding that Federal loans are not enough to cover the cost of your college education? The HFS FCU Private Student Loan may be the answer to your funding needs. Not only does it have great rates but it is designed to meet your education needs. With a Private Student Loan from HFS FCU you will enjoy features such as:

  • Competitive Interest Rates and with good grades, get even lower rates
  • 1% Interest Rate Reduction once you repay 10% of the loan
  • 30-Day No-Fee Return Policy allows you to cancel the loan if you find a better option
  • No Cosigner Required for creditworthy Juniors, Seniors and Graduate students
  • Borrow as little as $2,000 or as much as $30,000 per academic year

An HFS FCU Private Student Loan can be used to pay for qualified education expenses including:

  • Tuition
  • Room & board
  • Books & computer

Although we ask that you do make a modest monthly payment while in school, full interest and principal payments are deferred until 6 months after graduation and the repayment period is up to 10 years.

How to Get Started

  1. Go to:
  2. Complete the loan application
  3. Send in supporting documents
  4. Get quick approval


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